The best bank depends on interest rates, eligibility, and processing time. Popular options include SBI, HDFC, ICICI, and Bank of Baroda.

Typically: identity proof, address proof, income proof, bank statements, property documents, and PAN card.

Depending on the bank and loan type, approval can take from 24 hours (pre-approved personal loans) to 2-3 weeks for home loans.

Yes, but ensure your total liabilities do not exceed your repayment capacity. Banks consider your credit score before approval.